What tests does Group Dynamic include with its POP and FSA services?

Upon receipt of a completed Non-Discrimination Testing worksheet, Group Dynamic performs the following IRS Code Section 125 and 129 tests:

The following tests are available with our Comprehensive Non-Discrimination Testing service:

IRS Code Section 125 Tests:

IRS Code Section 105(h) Tests:

IRS Code Section 129 Tests:

What are the consequences of a discriminatory plan?

When a plan is found to be discriminatory, the applicable benefits become taxable to the highly compensated/key participants. Participants that are not considered to be highly compensated or key are not impacted by a discriminatory plan.